Life Insurance

Life Cover

In the case of death, it is essential that you make sure your family is cared for. It is essential that if you are no longer there to care for them, so that they can still maintain their life style. Make sure you take in account the education cost of your children. Make sure all debt is covered and that 75% of your present gross income is insured. The last thing you want to happen is for your family to be unsure of where the next meal will come from and who will pitch up today to take some of their belongings.

Disability Cover

Ask yourself this very important question: What will happen to my family if I am to lose my job today? Disability cover works on that same principle. You have to insure yourself that in an event of an accident or illness, you cannot perform your nominated work, that this cover will ensure you to go on with life and maintain your life style. Make sure your children's education costs are cover. In this event, you will have to insure yourself for 125% of your annual gross income. The reason for that is that people tend to forget that there is one extra person in the household, namely you. Make sure all debt is covered.

Dread Disease Cover

Dread Disease is covered for up to 48 different kinds of illnesses. This cover is taken out for extra expenses during this illness and to make sure you have an extra income for up to twelve months to recover. This cover includes cancers, heart attacks, strokes, etc. Costs can be significant in these events, and you don't want to be stuck with extra expenses during this period.

Remember that products and cost are consistently changing. Are yours up to date? 

For more detail and planning, contact us, we might save you money and a lot of heartache.

                          If you can't explain it simply, you don't understand it well enough.
                                                                                                             Albert Einstein